ATLANTA — The 11th Circuit ruled that an experienced climber’s death on a mountain in Pakistan did not count as an accidental death for purposes of paying out life insurance benefits to his two sons. A reasonable person with similar characteristics to the climber, who knew and had been warned that climbing the mountain during the winter was very dangerous and whose partner turned back during the climb, would have known there was a high risk of injury or death, so the insurer does not owe the family benefits.
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